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Kristin Ellefson
September 18th, 2014  |  +Kristin Ellefson  |  Add a Comment

Jerry Smith is an Agent out of our Randolph Road Office. Click his image to contact him or read more about him!

Helen Adams Realty thanks Jerry Smith for his continued service to all of his clients. One of his recent clients, a referral, was so impressed by Jerry’s commitment to the process and how he helped him every step of the way. Here is what they had to say:


I wanted to write you a note about my experience with Jerry Smith at Helen Adams Realty.


In July 2014 I decided that I wanted to move from my home in Fort Mill to a location near Uptown Charlotte in the desirable area of South End.  I knew this was the location I wanted to be in, and was pretty firm that I wasn’t interested in living outside of the 28203 area code.


I contacted Helen Adams because I felt the properties I wanted to view all seemed to be represented by that agency.  I was paired with Jerry Smith by their internet sales staff, and Jerry met me the next day to begin looking at properties.


It was refreshing to work with an agent who knew the area so well and put in the work before we even met to find multiple properties that met my criteria.  Jerry’s research made it possible to narrow down the possibilities and we found what I considered my dream condo after just a couple days.  During that time Jerry was amazingly responsive, constantly checking his text and email and getting back to me right away.


The sellers were very difficult to negotiate with, but Jerry kept the process moving forward and in the end helped me get a price right in line with what I wanted to pay and the value of the property.


After the offer was written I really didn’t expect much from Jerry because I assumed his role was complete once we finalized the offer.  That was not the case.  I talked to Jerry every day until closing.  He helped me get through a bank process that was ten times more difficult than the process for the previous home.  He was there for every inspection or worker who needed to fix something post inspection.  We viewed the condo multiple times just to help figure out how to improve the property before I moved in.  He helped me find amazing contractors who performed wonderful work in my condo after purchase.  His help was instrumental in helping me buy my condo and make it the dream home it has become.


His help far exceeded everything I received from my previous agent in my first home purchase.  I felt like Jerry was there for me and wanted me to get the best deal possible and the most for my money.  He did exactly that.  I even nominated him for Creative Loafing’s Best of Charlotte for Real Estate Agent.

 

 

Congratulations to Jerry on this wonderful review, we’re so proud to have you represent Helen Adams Realty!

 
Kristin Ellefson
September 18th, 2014  |  +Kristin Ellefson  |  Add a Comment

A gorgeous new construction home in Cotswold! This one is a must see! Click on the image above to view more photos of this listing.

MLS#: 3034675
3 Bedrooms, 3.5 Bathrooms

 

NEW CONSTRUCTION. READY TO MOVE IN!! 6 new homes in Cotswold. High end finishes, open floor plans. Charm and character of what we love about the old but with all the amenities we love about the new. Gourmet kitchen, wonderful master suites, laundry rooms, patios. Fenced in yards. Front porches. 10ft ceilings down, 9 ft up. Tons of beautiful trim work. Close to great restaurants, shopping. walk to charlotte swim and tennis.

 

Cotswold School Information:
Elementary School:
Cotswold Elementary School
Middle School: Alexander Graham Middle School
High School: Myers Park High School

 

Cotswold Real Estate Market Statistics:
Number of active single-family listings in Cotswold: 47
Average listing price for all active single-family listings in Cotswold: $559,589

There were 107 closed sales in Cotswold over the last 12 month period.

The average sales price for homes in Cotswold is currently $404,756

The average number of days on the market for homes in Cotswold is 71.

There is currently a 4.2 Month supply of homes for sale in Cotswold.

 

For more information on this listing contact Brandon Ruby. To learn more about Brandon, click here.

 

 
Kristin Ellefson
September 17th, 2014  |  +Kristin Ellefson  |  Add a Comment

When you purchase a home there are a lot of confusing acronyms thrown around whether you’re talking about the house search, the inspections, or the mortgage process. One such acronym you tend to hear often is PMI. But what is PMI? Jennie Daniels, our new Cunningham & Company Mortgage partner out of the Lake Norman Office shared some good insights on how PMI works, and what you can do to avoid it!

 

Private Mortgage Insurance or (PMI) is a mortgage insurance policy that protects your lender in case you default on your loan payments.  You as a borrower will pay a monthly premium based on your loan to value (LTV) and your lender is the beneficiary of your loan.  Most loans require this PMI unless you are able to provide a 20% down payment.  There are 2 types of mortgage insurance; Government and Private.  The main Government insurer is The Federal Housing Administration (FHA) which will provide up to a 96.5% LTV and the Private is for Conventional loans up to 95% LTV.  The best way to avoid PMI is to put a 20% down payment on your loan request.

 

A good tip for a Conventional PMI loan would be to keep track of your payments to your principal balance.  The Federal Homeowners Protection Act requires that the PMI be cancelled once the homeowner meets certain requirements and the lender must automatically cancel the PMI on your loan once you hit 78% LTV.

 

Federal Housing Administration (FHA) loans require the insurance premium to stay on for the life of the loan.

 

 
Kristin Ellefson
September 17th, 2014  |  +Kristin Ellefson  |  Add a Comment

This gorgeous home is located in a great Mountain Island Lake community. Click on the image above to read more about this listing and see more photos of the home.

MLS#: 3035062
3 Bedrooms, 2.5 Bathrooms

 

Gorgeous home in The Overlook. Well maintained private spacious backyard features new custom patio w/fire pit and new custom screened porch. Huge master suite with tray ceiling and spacious master bath. Crown molding and beautiful designer colors throughout. Remodeled kitchen w/granite, SS appliances, stunning wood floors, irrigation system and immaculate landscaping.

 

Overlook School Information:
Elementary School:
Mountain Island Elementary School
Middle School: Bradley Middle School
High School: Hopewell High School

 

Overlook Real Estate Market Statistics:
Number of active single-family listings in Overlook: 27
Average listing price for all active single-family listings in Overlook: $556,755

There have been 22 closed sales in Overlook during the last 12 months.

The average sales price for homes in Overlook has decreased to $372,473

The average number of days on the market for homes in Overlook has decreased to 196.

There is currently a 10.8 month supply of homes for sale in Overlook.

 

 

For more information on this listing contact Judy Godley Webster. To learn more about Judy click here.

 
Kristin Ellefson
September 16th, 2014  |  +Kristin Ellefson  |  Add a Comment

If you didn’t have a chance to check out the new ballpark this year during the Knights home games, now is your opportunity! Although the new stadium heard some criticism from those not excited for it to leave its location south of Charlotte, the new uptown ballpark boasted the highest attendance numbers for ANY minor league team this season with 687,715 fans attending 71 games at the 10,000-capacity ballpark, you can read more about the record setting season attendance here. If you weren’t a part of the 687,715, you still have a chance to catch a glimpse of the Knights new diggs! This weekend the new BB&T Ballpark will be playing host to the Charlotte Beerfest on Saturday September 20 from 5-9pm!

The event will feature 3 bands with headliner Blues Traveler closing out the evening from 8-9:30pm. There will also be 100 different beers available for sample throughout the event! You can get tickets here and join in all the fun. Wondering what all you can sample at beerfest, check out this awesome map and list of brewers attending. In addition to providing a fun experience for patrons the Beerfest also looks to raise awareness for Grin Kids Children’s Charity and the USO of North Carolina. Event is rain or shine, so make sure you get your tickets today!

Graphic by: Charlotte Beerfest

 

 
Kristin Ellefson
September 16th, 2014  |  +Kristin Ellefson  |  Add a Comment

Make sure to add this one to your must see list! Get a preview of the listing by clicking on the image above to view photos of the home.

 

MLS#: 3034669
4 Bedrooms, 3.5 Bathrooms

Renovated/remodeled 4 bedroom 3 full bath plus HUGE bonus room located on one of Sedgefield’s premier streets. This home shows like a model. Has both the charm and character of Sedgefield with the space and amenities you want! Its a perfect combination of charm and functionality. Gourmet kitchen. HUGE fenced backyard with amazing landscaping. patio and deck. Minutes from uptown, East Blvd, SouthPark, Montford, and airport.

 

Sedgefield School Information:
Elementary School: Sedgefield Elementary School
Middle School: Sedgefield MIddle School
High School: Myers Park High School

 

Sedgefield Real Estate Market Statistics:
Number of active, single-family listings in Sedgefield: 26
Average listing price for all active single-family listings in Sedgefield: $286,294

Over the last 12 months there have been 45 closed sales in Sedgefield.

The average sales price for homes in Sedgefield has increased to $320,316.

The average number of days on the market for homes in Sedgefield has decreased to 53.

There is currently a 2.8 month supply of homes for sale in Sedgefield.

 

For more information on this listing contact Brandon Ruby.

 
Kristin Ellefson
September 15th, 2014  |  +Kristin Ellefson  |  Add a Comment

Do you have that room in your house that you feel like no matter what, you just can’t seem to get the furniture in the right place? Maybe it’s a living room, and no matter where you put the sofa, it always seems like it might look better somewhere else, or in a bedroom you can’t seem to get all the pieces of the bedroom suite to fit just perfectly in the space, no matter the space. Realtor.com has shared 4 tips that will help you get any room arranged! Whether you’re just moving in, you’re prepping for showings, you just got new furniture, or you just need a change, hopefully these tips won’t leave you pushing sofas and arm chairs around the room for days trying to figure out the perfect arrangement.

 

 

Before we get into the Realtor.com tips, another trick you might want to consider is using a scaled room sketch to help you arrange the furniture in a less taxing way than dragging it around the room. You can sketch the room out on a piece of graph paper and then create square pieces for your furniture that you can pick up and move around the paper until you find the perfect arrangement. This will allow you to step back and take a look at the bigger picture and check for all the necessary items for a good room layout that we will talk about below. Feel like sketching might not be in your skill set? Check out these 10 apps for planning a room on Apartment Therapy! These are great tools to get you started on creating your perfect space.

 

1. Find a Focal Point:
Every room has a focal point, whether its a cozy fire place, a built-in storage area with lots of space to display things, or a gorgeous window, there is something in each room that you can highlight and draw attention to simply by arranging your furniture around it. Once you have selected what the focal point will be, take your largest piece of furniture and face it towards the focal point. Then, arrange all your other furniture around it, so that you don’t detract from it!

 

2500 Iverness Road - Click the image to see more of this home!

The gorgeous stone fireplace is set up as the focal point for this space. The furniture perfectly frames the focal point so that your eye is drawn right to it! For those listing and preparing for showings, this is a great way to highlight some of the features of your home!

 

 

2. Keep it Balanced:
You never want a space to feel heavy or lopsided or like you don’t have enough furniture to fill it, which can happen if you cluster things together with nothing to balance them on the other side. Especially if you have a large entertainment center, (or dresser for a bedroom, or sofa in a living room), you want to make sure that the furniture in the space can balance it out. If you mirror a large sofa with one small arm chair and a side table the space is going to look incomplete and it will feel really heavy on one side, but if you were to add a second chair and balance out the space a little the room will feel more full and cozy. Still not sure what layouts would be best for your space? check out these two pins: Tips for Laying Out Large Living Rooms OR Tips for laying out 100 sqft or less, to get some other great ideas for creating balance in your space.

823 Sedgefield Road - Click on the image to view more photos of this property!

The sofa and two end tables are mirrored by an oversized arm chair and a wing back chair, even though its not one continuous piece, the size and stature of these two chairs does enough to balance out the layout in the space.

 

3. Keep the Flow:
When you’re laying out your furniture, one of the most important things to consider is flow. How will traffic move throughout your space? You want to make sure you’re not blocking doorways or natural pathways as you’re moving furniture around or it could make the space feel small and disjointed. This is where a paper layout comes in handy. You can see where all the entrances and exits are and predict how the traffic patterns might move through the space. Realtor.com says to make sure to leave about “30 to 48 inches of width for major traffic routes and a minimum of 24 inches of width for minor ones” as you’re planning your space, so keep that in mind as well!

12017 Matthew Martin Lane - Click the image above to view more of this home!

This home is mindful of the open concept and does not block the space. There is a walkway from the foyer into the living area and the sofa, although it is large, is placed to not block any of the walk way. Additionally large walkways are left from the kitchen/eating area into the living area that allow for easy transition between the two!

 

4. Mix and Match for Contrast.

The most interesting spaces use a variety of design elements and shapes to create an eye catching design style. Sometimes mixing sleek and modern with more traditional soft curves will create just the right amount of contrast in a space to keep it feeling warm and inviting, with with its modern appeal! Its ok to mix modern and traditional pieces, it’s what gives the space character and keeps it from looking like a sterile cold space, or an overly ornate space, it just generally tones things down!

9819 Tree Canopy Road - Click the image above to see more of this home.

This eating area features a very ornate table with large chunky legs and formal wing-back chairs, but mixing those elements with the more modern and updated pendant light with a very minimalistic curved shade, the space seems less formal than if the lighting were provided by and ornate chandelier. Also, mixing the two styles allows the focus to be on the gorgeous table, as opposed to on a fancy light fixture, which is often an attention grabber in any dining area.

 

So, no matter what your need, these are some great tips to help get your rooms laid out and fully functional! Still struggling with how to make it all work together? Check out our Pinterest for some great tips and tricks on getting your home decorated and organized to work best for you!

 

 

 
Kristin Ellefson
September 15th, 2014  |  +Kristin Ellefson  |  Add a Comment

A Gorgeous Eastover home that won't last long! Click the image above to see more photos and read more about this listing.

MLS#: 3034851
4 Bedrooms, 3.5 Bathrooms

 

“Excellent condition on a quiet Eastover street. High ceilings, wide plank pine wood floors on main level, large kitchen opens to great room, wet bar, over-sized master suite. Minutes to uptown and easy walk to restaurants, shopping, and theatre.”

 

Eastover School Information:
Elementary School:
Eastover Elementary School
Middle School: Alexander Graham Middle School
High School: Myers Park High School

 

Eastover Real Estate Market Statistics:
Number of active single-family listings in Eastover: 29
Average listing price for all active single-family listings in Eastover: $1,245,120

There have been 69 closed sales in Eastover

The average sales price for homes in Eastover is $809,419.

The average number of days on the market for homes in Eastover is 99.

There is currently a 6.8 months supply of homes for sale in Eastover.

 

For more information on this listing contact Stan Perry.

 
Kristin Ellefson
September 12th, 2014  |  +Kristin Ellefson  |  Add a Comment

Most local markets continue to recover from a soft patch earlier this year. The macro trend is still positive; the micro trend involves more moderate pinching up and down the month-to-month timeline. This is not uncommon in a balanced market, but it’s been so long since we’ve seen one that we’re watching it with perhaps too much trepidation. Metrics to watch include inventory and prices, but also days on market, months’ supply and percent of list price received at sale. Declines in pending and closed sales activity may reflect strong decreases at lower price points and may not indicate softening demand.

 

New Listings in the Charlotte region decreased 4.0 percent to 4,407. Pending Sales were up 29.9 percent to 3,536. Inventory levels fell 8.6 percent to 15,395 units.Prices continued to gain traction. The Median Sales Price increased 1.6 percent to $185,500. List to Close was down 6.8 percent to 123 days. Sellers were encouraged as Months Supply of Inventory was down 14.3 percent to 5.2 months.

 

Sustained job growth, lower mortgage rates and a slow rise in the number of homes for sale appear to have unleashed at least some pent-up demand. Since housing demand relies heavily on an economy churning out good jobs, it’s encouraging to see second quarter GDP growth revised upwards to a 4.2 percent annualized rate and stronger-than-expected job growth in recent months. Further improvements are still needed by way of wage growth.

Reprinted from August 2014 CRRA Monthly Indicators

 

View the September 2014 On the Move on our website!

 


 

 

 
Kristin Ellefson
September 12th, 2014  |  +Kristin Ellefson  |  Add a Comment

This centrally located condo is a can't miss property in uptown's First Ward neighborhood! Click the image above to read more about it and see more photos.

MLS#: 3034128
2 Bedrooms, 2.5 Bathrooms

 

Immaculate condition in excellent location. New stainless steel appliances, new carpet, and fresh interior paint throughout the property. Beautiful hardwood floors on main level and soaring ceiling in great room. Cloistered patio area and front porch. Rare attached two car garage with additional parking pad. Easy walk to uptown and newly announced 1st Ward Park.

 

First Ward School Information:
Elementary School:
Dilworth Elementary School
Middle School: Alexander Graham Middle School
High School: Myers Park High School

 

 

First Ward Real Estate Market Statitics:
Number of active Condo/Townhome listings in First Ward: 8
Average listing price for all Condo/Townhome listings in First Ward: $254,018

The number of closed sales in First Ward has increased to 20 over the last 12 month period.

The average sales price for homes in First Ward has increased to $228,919

The average number of days on the market for Condos/Townhomes in First Ward has decreased to 61

There is currently a 4.7 month supply of homes for sale in First Ward.

 

For more information on this listing contact Stan Perry.

 
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