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Ten Steps to Buying A Home

1. Renting vs. Owning

With every rent check you write, you're helping to build equity in your landlord's property. That money could be building equity in a home of your own. Today's rates are low enough that your house payment could be lower than your rent payment!

There are many advantages to owning a home, including:

Lifestyle - Home ownership offers advantages that make life more enjoyable - backyards for pets, privacy, garages, workshops, gardens and entertaining, customizing & decorating a home and outdoor space to meet your needs, a sense of security -- the list goes on.

Location - Home ownership allows you to choose a unique home in a community that meets all of your lifestyle needs.

Financial Independence -

Most people start on the road to financial independence through home ownership. While your principal and interest payments can remain the same for the full term of your mortgage, rent payments normally increase year-after-year as the cost of living increases. 

Investment - Payments on your mortgage loan mean you are acquiring a major possession; instead of paying rent, you own more and more. The garden you plant, the permanent improvements you make - all enhance your lifestyle as well as the value of your home.

Tax Advantage - Your real estate taxes and interest on your mortgage are deductible from your income tax.

Cash Equity - Better than a savings account, your home can appreciate to keep pace with inflation.

Security - The feeling of security that comes from owning a home and the knowledge that your home is a safeguard against inflation.

Why You Need Representation

Buying a home is often the biggest financial investment one makes in their lifetime. Real estate agents have a knowledge of real estate law that can protect you in a listing or buying transaction. Their expertise can make the difference between a good and bad investment. If you are looking to buy a home, Buyers Agents are paid by the seller of the listing.

Real estate agents make a career out of knowing the current market and what homes are available.  A good agent will make your search easier, faster and stress-free.