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121 Fern Loop
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121 Fern Loop

Lake Lure, NC 28746

 $575,000

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  • 3 BedBeds
  • 2.2 BathBaths
  • 2,386 SqftSqft
  • CAR4357970MLS#
  • Single Family ResidenceType

Property Description

RARE INVESTMENT OPPORTUNITY IN LAKE LURE NC- Welcome to Captain's Quarters, a spacious mountain retreat located inside the gated community of Rumbling Bald on Lake Lure, with 38 days already booked for 2026, providing immediate income potential. Whether you're seeking a proven vacation rental, a second home, or a future primary residence, this property offers exceptional flexibility.

Designed to maximize both comfort and mountain views, the upper level features the main living area with a well-appointed kitchen, pantry, half bath, and a spacious primary suite complete with a private bath and walk-in closet. Step outside to the upper deck and enjoy beautiful views of Bald Mountain and the surrounding natural landscape.

The lower level offers additional space for family and guests with two bedrooms, two bathrooms, a laundry area, and a separate living room, creating a private and functional guest or multi-generational living.

Outdoor living is a true highlight, featuring a covered lower porch, a spacious side deck, and an expansive covered rear deck connecting to the upper living area. Above it all, a private observation deck (widow's walk) provides a unique vantage point to take in breathtaking mountain views and the peaceful serenity that makes Western North Carolina so special.

Located just a short golf cart ride from Rumbling Bald's renowned amenities, including championship golf courses, indoor and outdoor pools, private Lake Lure beach access, wellness center, restaurants, hiking trails, and outdoor recreation, this property offers year-round appeal.

For buyers considering a future move to the mountains, Captain's Quarters presents a unique opportunity to generate rental income and build ownership equity today while enjoying an established rental history and existing bookings. Continue operating it as a successful vacation rental while it helps offset ownership costs, then transition it into your full-time residence, retirement home, or personal mountain getaway when the time is right. This is an opportunity to invest in your future while enjoying income-producing potential from day one.
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Property Details 121 Fern Loop, Lake Lure, NC 28746

  • Status: Active Under Contract
  • MLS#: CAR4357970
  • Property Type: Single Family Residence
  • Property Sub Type: Single Family Residence
  • List Date: 03/29/2026
  • Year Built: 2003
  • County: Rutherford
  • Beds: 3
  • Full Bath: 2
  • Half Bath: 2
  • Total Baths: 2.2
  • Appliances: Dishwasher, Gas Range, Microwave, Refrigerator with Ice Maker, Washer/Dryer
  • Total Sq.Ft: 2,386
  • Acres: 0.630
  • Heat Sources: Heat Pump

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This calculator is provided for informational purposes. You should not make any decisions based simply on the information provided. Values indicated are estimates and may not be accurate and are only to be used as a guide. This calculator should not be relied upon in any way as the sole source of information. Please consult your financial, tax or legal advisers for an accurate assessment of your mortgage payments and any advice relating to your personal circumstances.

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                          Helen Adams Realty 2301 Randolph Rd., Charlotte, NC 704. 944. 9237
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