Here in the Carolinas, June 1st marks the beginning of hurricane season. These storms can be devastating natural disasters, but with proper preparation, you can reduce the potential risks and navigate the season more confidently. Read on to learn more ways to take proactive steps to ensure the safety of yourself, your loved ones, and your home during this time.
Create an Emergency Kit
Creating an emergency kit is a great way to stay ahead of a storm and avoid any last-minute scrambling. For your kit, you’ll want to gather enough essential supplies to last for at least three days in the event of power outages and limited access to resources. Some key items your emergency kit should include are:
- Non-perishable foods
- Water
- Medications
- A fully stocked first aid kit - remember to check expiration dates
- Flashlights
- Extra batteries in multiple sizes
- A portable phone charger
- A battery-powered radio
- Important documents, such as identification, insurance policies, and medical records
- Cash
- Personal hygiene items
If space allows, consider packing a few clothing items as well. Be sure to keep your emergency kit in a designated, safe, and easily accessible location at all times in case you need to evacuate quickly.
Stay Informed & Have a Plan
One of the most critical aspects of hurricane preparedness is staying informed of weather conditions and updates. Pay attention to local news and official sources for the latest hurricane forecasts and warnings. Keep in mind that hurricanes can develop quickly, so it’s also advised to sign up for emergency alerts in your area. By staying informed, you'll have the necessary time and information to make informed decisions.
If authorities issue evacuation orders, prioritize your safety and follow their instructions. Plan your evacuation route in advance and be aware of any nearby shelters or designated safe areas in the event you need to leave. This is when your emergency kit can come in handy, as you will have any items you may need readily available to take with ease. If you have pets, make sure to include their necessities in your evacuation plan as well.
Secure Your Home
One big task you should do every year, regardless of season, is to thoroughly inspect your home and property for anything that may cause damage during a storm. Here are some items to keep in mind to ensure your home is safe:
- Trim back any trees and branches that could potentially fall and cause damage
- Inspect your roof for any loose shingles or potential leaks
- Clear gutters and downspouts to ensure proper drainage
- Ensure you are able to secure any outdoor furniture such as grills, tables, and other items that could become projectiles in high winds
- Reinforce windows and doors with storm shutters or plywood
If you want to take it one step further, here are a few home upgrades we recommend for ultimate safety:
- Install storm shutters on your windows and glass doors
- Ensure your sliding glass doors are tempered glass
- Replace old garage doors and tracks for a solid seal
- Install hurricane-proof doors - they should have at least three hinges and a deadbolt lock that is at least one-inch long
Review Your Insurance Coverage
Review your homeowner's insurance policy to ensure it adequately covers potential damages caused by hurricanes. Understand your coverage limits, deductibles, and exclusions. Consider purchasing flood insurance if you live in a flood-prone area, as regular homeowner's insurance typically does not cover flood damage. Take photos or videos of your property to document its condition before the storm hits. Need advice or a coverage review? Our very own Christa McMillan with Main Street Insurance can be of assistance.
By staying informed, and taking the necessary steps ahead of time, you can significantly increase your safety and reduce the potential impact. Early preparation is key, so don't wait until a storm is imminent - take action now to ensure you and your loved ones are well-prepared for the challenges this season may bring. Stay safe!